A++ Superior
A.M. Best
AA- Very Superior
Standard & Poor's
 

Privacy Statement

Date Last Updated: 7/2/2015

THIS PRIVACY STATEMENT IS ISSUED BY TOKIO MILLENNIUM RE AG, FOR ITSELF AND ON BEHALF OF TOKIO SOLUTION MANAGEMENT LTD., SHIMA REINSURANCE LTD AND ITS OTHER AFFILIATED COMPANIES (COLLECTIVELY, "TMR") AND APPLIES TO THE WEBSITE LOCATED AT WWW.TOKIOMILLENNIUM.COM AND ALL WEBSITES AND PAGES THEREOF (EACH, A "TMR SITE" AND COLLECTIVELY THE "TMR SITES").

TOKIO MILLENNIUM RE AG IS A COMPANY DOMICILED IN SWITZERLAND, WITH BRANCHES AND AFFILIATED COMPANIES IN MULTIPLE COUNTRIES. THE TMR SITES MAY CONTAIN CONTENT (AS SUCH TERM IS DEFINED IN THE TERMS AND CONDITIONS OF USE - DISCLAIMER (THE "TERMS OF USE")) RELATING TO TOKIO MILLENNIUM RE AG AND SOME OR ALL OF SUCH BRANCHES AND AFFILIATED COMPANIES (SUCH AS LOCAL COMPANY DESCRIPTIONS, CONTACT INFORMATION AND DISCLOSURES), ALL OF WHICH IS COVERED BY THE TERMS OF USE AND THIS PRIVACY STATEMENT. THIS PRIVACY STATEMENT IS TO BE READ TOGETHER WITH, AND FORMS A PART OF, THE TERMS OF USE. ANY TERMS USED BUT NOT DEFINED IN THIS PRIVACY STATEMENT SHALL HAVE THE MEANINGS GIVEN TO THEM IN THE TERMS OF USE.

BY ACCESSING THE TMR SITES OR ANY CONTENT, YOU ARE ACKNOWLEDGING THAT YOU HAVE READ AND UNDERSTAND, AND ARE ACCEPTING AND AGREEING TO BE BOUND BY, THIS PRIVACY STATEMENT.

IF YOU DO NOT AGREE TO THIS PRIVACY STATEMENT, DO NOT ACCESS OR OTHERWISE USE ANY TMR SITE OR ANY CONTENT, OR PROVIDE ANY DATA OR INFORMATION TO TMR.

THIS PRIVACY STATEMENT MAY BE REVISED BY TMR FROM TIME TO TIME AND AT ANY TIME WITHOUT NOTICE TO YOU. THE MOST CURRENT VERSION OF THIS PRIVACY STATEMENT WILL BE POSTED ON THE TMR SITES. IT IS YOUR RESPONSIBILITY TO REVIEW CAREFULLY THE THEN CURRENT PRIVACY STATEMENT EACH TIME YOU VISIT A TMR SITE. EACH AND EVERY TIME YOU ACCESS ANY TMR SITE, YOU SHALL BE DEEMED TO HAVE AGREED TO THE THEN CURRENT PRIVACY STATEMENT. THE VERSION OF THIS PRIVACY STATEMENT IN EFFECT AT THE TIME OF YOUR SPECIFIC ACCESS TO A TMR SITE SHALL BE THE VERSION THAT GOVERNS THAT SPECIFIC ACCESS TO SUCH TMR SITE. THIS PRIVACY STATEMENT WAS LAS UPDATED ON THE DATE SET FOR ABOVE AT THE TOP OF THIS PRIVACY STATEMENT.

THIS PRIVACY STATEMENT DESCRIBES THE PRACTICES THAT TMR FOLLOWS WITH RESPECT TO THE PRIVACY OF THE VISITORS OF THE TMR SITES. HOWEVER, THIS PRIVACY STATEMENT DOES NOT APPLY TO DATA THAT IS PROCESSED OR COLLECTED OFFILINE THROUGH ANY MEANS OR WEBSITES OTHER THAN THROUGH TMR SITES.

WHERE THE COMPANY HOLDS OR CONTROLS PERSONAL INFORMATION COLLECTED IN AUSTRALIA, IT COMPLIES WITH APPLICABLE AUSTRALIAN LAW INCLUDING THE AUSTRALIAN PRIVACY PRINCIPLES (APPS) IN THE PRIVACY ACT OF 1988, AS SET OUT IN THE TOKIO MILLENNIUM RE AG, AUSTRALIA BRANCH PRIVACY POLICY.

IF YOU HAVE ANY QUESTIONS OR YOU DO NOT FEEL THAT YOUR CONCERNS HAVE BEEN ADDRESSED IN THE PRIVACY STATEMENT, PLEASE CONTACT TMR AT INFO@TOKIOMILLENNIUM.COM

1. What Data is Collected?

For purposes of this Privacy Statement, "Personal Information" is data specifically about you and identifiable to you or from which you can be reasonably identified. Personal Information includes such things as your name, address, phone number.

If you are merely browsing the TMR Sites, TMR may collect certain information from your computer, including through the use of cookies, as described below.

If you submit a registration form online, you provide certain Personal Information to TMR based on the form you submit. Such Personal Information may include your name, age, and email address.

2. Information Automatically Collected

The TMR Sites will automatically gather data about your visit, such as your IP address and browser type. We may collect this automatic data through the use of cookies, web beacons, and log files. This automatic data is primarily used for website administration and statistical analysis purposes as well as to monitor the use and performance of the TMR Sites, and for other purposes as may be described in this Privacy Statement.

If you prefer not to receive cookies or be alerted each time a cookie is sent, you can set your web browser accordingly. If you disable cookies or deactivate the cookie function or install a corresponding filter, you may not be able to access or receive all the information contained on a TMR Site.

3. How is Data Used?

TMR recognizes that your Personal Information is valuable and processes your Personal Information in accordance with applicable data protection and privacy laws.

If you provide Personal Information to TMR (other than automatically collected information in accordance with Paragraph 2 above), TMR will use such data to process your application or registration, to carry out administrative functions or other business purposes as notified to you from time to time. Where Personal Information is collected through the TMR Sites, TMR will only disclose such Personal Information to third parties and to TMR affiliates that have agreed in writing to provide an adequate level of privacy protection. As such, TMR may disclose such Personal Information for the following reasons:

  • Where the transfer is necessary to fulfill your request and involves a TMR affiliate or other divisions;
  • As required by a court order or any other legal or regulatory requirement, or to enforce the Terms of Use or this Privacy Statement;
  • The disclosure is in connection with the sale, acquisition, merger, reorganization or other disposition of all or part of TMR's business or assets, or the insolvency, bankruptcy or receivership of TMR or an affiliate of TMR;
  • The disclosure is to a third party in connection with the provision of services to TMR or an affiliate of TMR, or in connection with the transition of service to a new provider;
  • The disclosure is required to protect your safety and/or the safety of others;
  • The disclosure is to assist TMR in fraud prevention or investigations;
  • When explicitly requested by you.

4. Storage and Transfer of Data to Other Countries

TMR processes your Personal Information in accordance with applicable privacy laws and regulations. TMR has in place a policy regarding the storage of your Personal Information and will only store the Personal Information as long as TMR consider it necessary or beneficial for the purposes set out in Paragraph 3 above or for regulatory, audit or record-keeping purposes.

If you provide data or information to TMR, it may be transferred to and processed on or accessible from computers in the United States and other countries and locations that are different from the country and location from which you visited a TMR Site including Switzerland, the United Kingdom, Bermuda, Japan and Australia. Do not provide your Personal Information to TMR if you do not want this information to be transferred to the United States or to other countries, or if the laws in your country restrict these types of transfers. Your provision of Personal Information to TMR through the TMR Sites means that you agree to the terms of this Privacy Statement.

5. Data Security

TMR places importance on protecting your Personal Information and takes precautions to protect such information, adopting security and storage measures in line with the accepted standards in the industry and as required under applicable law. However, you should keep in mind that the protection of your data cannot be entirely guaranteed when communicated via the Internet. Third parties may, under certain circumstances, have the technological ability to penetrate network security without authorization and eavesdrop on communications. Please be aware that communication of information by e-mail typically takes place without encryption and thus is subject to interception by third parties through the Internet. You agree that you will not hold TMR or any TMR affiliate or service provider liable for any damages resulting from any loss of privacy or security occurring in connection with any communications over the Internet.

6. Links to Third Party Websites

The TMR Sites may contain links to websites owned by other companies. Because TMR has no control over the privacy practices or content of these linked sites, we recommend that you carefully review the privacy statement and practices of each website you visit. TMR is not responsible for the content or privacy practices of websites owned by other companies. In addition, this Privacy Statement does not apply to any websites not part of the TMR Sites, even if such website contains links to a TMR Site.

7. Access to Your Personal Information

You are entitled to request from TMR information about the types of Personal Information collected and stored by or on behalf of TMR. You may also request TMR to have such data corrected or deleted as required by applicable data protection laws. Please contact TMR for additional information atinfo@tokiomillennium.com.

8. Children's Privacy

TMR does not collect information on the TMR Sites from those TMR knows are under 13 years of age. No part of a TMR Site is structured to attract anyone under 13. By using the TMR Sites, you represent that you are not under 13 years of age.

9. California Residents: Your California Privacy Rights

If you are a California resident, you may have the right to request and receive certain information about our disclosure of your Personal Information to third parties for their direct marketing purposes, and your choices with respect to such disclosures. Because it is our policy not to share your Personal Information with third parties for their own marketing purposes unless you are first given the opportunity to opt-out from such sharing, we are exempt from having to meet this requirement. If you still wish to learn more about our compliance with this requirement, please contact us using the information provided in the "Contact Us" section below.

10. Do Not Track Requests

TMR does not track its users across third party websites, nor does it allow third parties to directly collect personally identifiable information on the TMR Sites. As such, our service does not respond to browser "Do Not Track" requests.

11. Data Controller

Tokio Millennium Re AG is responsible as data controller for the processing of your Personal Information on the TMR Sites under Swiss data protection laws to the extent applicable.

12. Email communications / Opting-Out

If you submit Personal Information comprising an email address to TMR, you agree to receive email communications from TMR from time to time, including communications regarding product information, press releases, newsletters, marketing or promotions, and/or other topics. You may, at any time, inform us that you do not want TMR to contact you by sending your request using the contact information in the "Contact Us" section below. You may also opt-out of promotional email communications by clicking on a link provided in that promotional email message. After opting-out, you will no longer receive marketing or promotional communications but will continue to receive other non-marketing messages from us, such as transactional emails and notifications.

13. Contact Us

If you have any questions, comments or complaints about TMR's collection, use or disclosure of Personal Information, or if you believe that TMR has not complied with this Privacy Statement or the applicable law, please contact TMR as set out below.

If you are not satisfied with the outcome of TMR's assessment of your complaint, you may be able to refer your complaint to the relevant regulator under applicable law.

For questions regarding this Privacy Statement, please contact by E-Mail at info@tokiomillennium.com.